tag:blogger.com,1999:blog-7353827.post657283217476291255..comments2023-03-28T20:03:41.784+05:30Comments on pseudoforce: Know thy pension planGordon DSouzahttp://www.blogger.com/profile/15251611816829748424noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-7353827.post-48725209985920303672009-04-03T23:35:00.000+05:302009-04-03T23:35:00.000+05:30Exactly, Max! I am similar conversations with my a...Exactly, Max! I am similar conversations with my advisor here. I grilled exactly the way you do and I feel bad too :)But in the end, i realised i need him/her only to give me options. I will decide what i want to do. Also, I do not about the plans in India. But i found plans here where the asset allocation (Yes, I have learned some terms too) changes as you grow older. It starts super aggressive with 95% stock funds and 5% money market/bonds/CDs at 26 (btw, we are 26 not 27) and as we reach retirement age the allocations changes to (90% bonds/money market/CDs). This shields us from a disaster at old age. Many people as you said do not know about this. Luckily, i have friends like you who thought me to think :)Venkathttps://www.blogger.com/profile/01068226779664014240noreply@blogger.comtag:blogger.com,1999:blog-7353827.post-27476737073610442982009-03-30T09:40:00.000+05:302009-03-30T09:40:00.000+05:30Damn Man.... 27 is OLDDDDD ;)Nice Post though...Damn Man.... 27 is OLDDDDD ;)<BR/><BR/>Nice Post though...adityahttps://www.blogger.com/profile/08423619933335550485noreply@blogger.com